These Terms of Use (“Terms”) of the Verified Network, which is a system of smart contracts on decentralized blockchain nodes hosted by Verified Network operators that are legal business entities and www.verified.network and its subdomains (the “Site”) used by service providers who are signatories (referred to as “We”, “Our” and “Us” in plural throughout this policy) to these Terms, provides these Terms regarding the nature, purpose and use of the Verified Network (the "Verified Network").

Do not access the Verified Network where such access is prohibited by applicable law. Please carefully read these terms of use before using the Verified Network. These terms apply to any person or entity accessing the Verified Network and by using the Verified Network you agree to be bound by them. The terms of use contain a mandatory individual arbitration and class action/jury trial waiver provision that requires the use of arbitration on an individual basis to resolve disputes, rather than jury trials or class actions. If you do not want to be bound by these terms of use, you should not access the Verified Network. By using the Verified Network in any capacity, you agree that you have read, understood, and agree to be subject to these terms of use.

Overview

These Terms apply to you (“You” or “you”) as a user of the Verified Network including all the products, services, tools and information, without limitation, made available on the Verified Network. You must be able to form a legally binding contract online either as an individual or on behalf of a legal entity. You represent that, if you are agreeing to these Terms on behalf of a legal entity, you have the legal authority to bind that entity to these Terms and you are not indirectly or directly included on any sanctions list and at least 18 years old or the age of majority where you reside, (whichever is older) can form a legally binding contract online, and have the full, right, power and authority to enter into and to comply with the obligations under these Terms. You are advised to periodically review these Terms so you understand any changes to the Terms. We, in our sole discretion, reserve the right to make changes to our Terms. Changes are binding on users of the Verified Network and will take effect immediately upon posting. As a user, you agree to be bound by any changes, variations, or modifications to our Terms and your continued use of the Verified Network shall constitute acceptance of any such changes, revisions, variations, or modifications. When we make changes, we will make the updated Terms available on the interface and update the “Date” at the beginning of the Terms accordingly. You accept such changes, by continuing to use the Verified Network and by doing so you agree that we have provided you with sufficient notice of such change. Our Privacy Policy also apply to your access and use of the Verified Network. You are entering into a binding Agreement. Any failure by us to exercise any rights or provisions of the Agreement shall not constitute a waiver of such right or provision.

Verified Network

As part of the Verified Network, we provide access to a decentralized finance application (“Application”, “Verified Wallet“) on the Ethereum blockchain, that allows tokenization of securities, their distribution, investments in them, and distributions of returns on investments to investors (“Services”) of such assets (“Tokenized Assets”) using smart contracts (“Smart Contracts”). Use of the Verified Network may require that you pay a fee, such as gas charges on the Ethereum network to perform a transaction. You acknowledge and agree that we do not have any control over any activities, transactions, the method of payment of any transactions, or any actual processing of payments of transactions. You must ensure that you have a sufficient balance to complete any transaction on the Verified Network before initiating such transaction. You should not take or refrain from taking any action based on any information contained on the Verified Network or any other available information at any time. Before you make any legal, technical, or financial decisions involving the Services, you should seek independent professional advice from a licensed and qualified individual in the area for which such advice would be appropriate. You acknowledge and agree that we do not have any control over any transactions conducted through the Verified Network, the method of payment of any transactions or any actual payments of transactions including use of any third-party services such as Metamask, or other wallet services. Likewise, you must ensure that you have a sufficient balance of the applicable cryptocurrency tokens stored at your Verified Wallet address (“Cryptocurrency Wallet”) to complete any transaction on the Verified Network or the Ethereum network before initiating such transaction.

Access / No Warranties

ACCESS TO THE VERIFIED NETWORK AND THE PRODUCTS HEREIN ARE PROVIDED ON AN 'AS IS' AND 'AS AVAILABLE' BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. NO WARRANTY IS PROVIDED THAT THE VERIFIED NETWORK OR ANY PRODUCT WILL BE FREE FROM DEFECTS OR VIRUSES OR THAT OPERATION OF THE PRODUCT WILL BE UNINTERRUPTED. YOUR USE OF THE VERIFIED NETWORK AND ANY PRODUCT AND ANY MATERIAL OR SERVICES OBTAINED OR ACCESSED VIA THE VERIFIED NETWORK IS AT YOUR OWN DISCRETION AND RISK, AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE RESULTING FROM THEIR USE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. TRANSACTIONS THAT ARE RECORDED VIA THE VERIFIED NETWORK MUST BE TREATED AS PERMANENT AND CANNOT BE UNDONE BY US OR BY ANYONE. We do not guarantee or promise that the Verified Network, or any content on it or the Verified Wallet or the Site, will always be available, functional, usable or uninterrupted. From time to time, access may be interrupted, suspended or restricted, including because of a fault, error or unforeseen circumstances or because we are carrying out planned maintenance or changes. You acknowledge and agree that you will access and use the Verified Network at your own risk. By using the Verified Network, you will be solely responsible for conducting your own due diligence into the risks of a transaction. We reserve the right to limit the availability of the Verified Network to any person, geographic area or jurisdiction in our sole discretion and/or to terminate your access to and use of the Verified Network, at any time and in our sole discretion. We may suspend or disable your access to the Verified Network for any reason and in our sole discretion, including for any intentional or unintentional breaches of these Terms. We may remove or amend the content of the Verified Network at any time. Some of the content may be out of date at any given time and we are under no obligation to update or revise it. We do not promise or guarantee that the Verified Network, or any content on it, will be free from errors or omissions. We will not be liable to you for any issue, loss or damage you may or have suffered as a result of the Verified Network being unavailable at any time for any reason. You will comply with all applicable domestic and international laws, statutes, ordinances, rules and regulations applicable to your use of the Verified Network (“Applicable Laws”). Likewise, we are not liable for any third-party services and are not responsible for the content or services provided by these parties.

As a condition to accessing or using the Verified Network, you agree and represent that you will:

• Only use the Services and the Verified Network for lawful purposes and in adherence with these Terms; • Ensure that all information that you provide on the Verified Network is current, complete, and accurate; and • Maintain the security, privacy and confidentiality of access to your cryptocurrency wallet address.

As a condition to accessing or using the Verified Network or the Services, you will not • Violate any Applicable Law, including, without limitation, any relevant and applicable anti-money laundering and anti-terrorist financing and sanctions laws and any relevant and applicable privacy, secrecy and data protection laws. • Use the Verified Network for any purpose or conduct that is directly or indirectly unlawful; • Export, reexport, or transfer, directly or indirectly, any technology in violation of applicable export laws or regulations; • Infringe on or misappropriate any contract, intellectual property or other third-party right, or commit a tort while using the Verified Network; • Misrepresent, with omission or otherwise, the truthfulness, sourcing or reliability of any content on the Verified Network; • Use the Verified Network in any manner that could interfere with, disrupt, negatively affect, redirect or inhibit other users from fully enjoying the Verified Wallet, the Site or the Services, or that could damage, disable, overburden, or impair the functioning of the Verified Network, the Site or the Verified Wallet in any manner; • Attempt to circumvent or disable any content filtering techniques or security measures that the Site or the Verified Wallet employs on the Verified Network, or attempt to access any service or area of the Verified Network that you are not authorized to access; • Use any robot, spider, crawler, scraper, or other automated means or interface not provided by us, to access the Verified Network to extract data; • Introduce or use any malware, virus, Trojan horse, worm, logic bomb, drop-dead device, backdoor, shutdown mechanism or other harmful material into the Verified Network; • Post content or communications on the Verified Network that are, in our sole discretion, libellous, defamatory, profane, obscene, pornographic, sexually explicit, indecent, lewd, vulgar, suggestive, harassing, hateful, threatening, offensive, discriminatory, bigoted, abusive, inflammatory, fraudulent, deceptive or otherwise objectionable; • To the extent applicable, post content on the Verified Network containing unsolicited promotions, commercial messages or any chain messages or user content designed to deceive, induce or trick any user of the Verified Network; or • Encourage or induce any third party to engage in any of the activities prohibited under these Terms.

(a). You acknowledge that the Verified Network and your use of the Verified Network present certain risks, including without limitation the following risks • Risks associated with accessing the Verified Network through third party web or mobile interfaces. You are responsible for doing your own diligence on those interfaces to understand and accept the risks that use entails. You are also responsible for doing your own diligence on those interfaces to understand and accept any fees that those interfaces may charge. • Risks associated with any Smart Contracts with which you interact. • Although we do not have access to your assets, you are reminded and acknowledge that at any time, your access to your Cryptocurrency Assets through third party wallet services, unrelated to the Verified Wallet or the Site, may be suspended or terminated or there may be a delay in your access or use of your Cryptocurrency Assets, which may result in the Cryptocurrency Assets diminishing in value or you being unable to complete a Smart Contract. • You are reminded of the inherent risks with digital assets and decentralized finance including the fact that tokens are not legal tender and are not backed by any government. Unlike fiat currencies, which are regulated and backed by local governments and central banks, tokens are based only on technology and user consensus, which means that in cases of manipulations or market panic, central governments will not take any corrective actions or measures to achieve stability, maintain liquidity or protect their value. There is a possibility that certain transactions cannot be settled or may be difficult to settle, or can be completed only at significantly adverse prices depending on the market situation and/or market volume. Transactions may be irreversible, and, accordingly, potential losses due to fraudulent or accidental transactions are not recoverable. Some blockchain transactions are deemed to be completed when recorded on a public ledger, which is not necessarily the date or time when you or another party initiated the transaction. • The regulatory frameworks applicable to blockchain transactions in connection with tokens are still developing and evolving. It is possible that your transactions or funds are, or may be in the future, subject to various reporting, tax or other liabilities and obligations. Legislative and regulatory changes or actions at the country or international level may materially and adversely affect the use, transfer, exchange, and value of your tokens. • The Verified Wallet, the Site and/or application may be wholly or partially suspended or terminated for any or no reason, which may limit your access to your Cryptocurrency Assets. • You are solely responsible for understanding and complying with any and all Applicable Laws in connection with your acceptance of these Terms and your use of any part of the Verified Network, including but not limited to those related to taxes as well as reporting and disclosure obligations. • This list of risk factors is non-exhaustive, and other risks, arising either now or in the future, could additionally be relevant and applicable to you in making an informed judgment to accept, or continue to accept, these Terms and/or use, or continue to use the Verified Network.

Violating our rules may result in our intervention

You agree and acknowledge that if you use the Verified Network and its Services to engage in conduct prohibited by applicable law, we reserve the right to completely or partially restrict or revoke your access to the Services at our sole discretion. We reserve the right to investigate violations and prosecute any suspected breaches of this Agreement, including the Terms. Any information may be disclosed to satisfy any new regulation, law, government request, or legal process.

Accordingly, you expressly agree that: 1. you assume all risk in connection with the specific risks identified above in (a); 2. you assume all risk in connection with your access to and use of the Verified Network, the Application and the Smart Contracts; 3. that you expressly waive and release us from any and all liability, claims, causes of action, responsibility or damages arising from or in any way related to your use of the Verified Network, the Application or the Smart Contracts.

Third-Party Content

The Verified Network may contain hyperlinks or references to third party web services or content. Any such hyperlinks or references are provided for your information and convenience only. We have no control over third party web services and accept no legal responsibility for any content, material or information contained in them. The display of any hyperlink and reference to any third-party web services does not mean that we endorse that third party's web services, products or services or opine on the accuracy or reliability of such information. Your use of a third-party web service may be governed by the terms and conditions of that third-party web service.

Our Privacy Policy

Certain areas of our Site may record and collect information about you. You can find more information about how we will process your personal information in our Privacy Policy.

Intellectual Property Rights

We are the owner of all intellectual property rights in the material published on the Verified Network. To the extent practical, these works are protected by copyright laws and all such rights are reserved. verified.network is the uniform resource locator (‘URL’) of the Verified Network. You will not make use of this URL (or any other URL owned by us) on another website or digital platform without our prior written consent. Any unauthorized use or reproduction may be prosecuted. You will retain ownership of all copyright in data you upload or submit by, through or to the Verified Network. You grant us a worldwide, royalty-free, irrevocable license to use, copy, distribute or publish and send this data in any manner.

Limitation of Liability

Under no circumstances shall we or any of our officers, directors, employees, contractors, agents, affiliates, or subsidiaries be liable to you for any indirect, punitive, incidental, special, consequential, or exemplary damages, including (but not limited to) damages for loss of profits, goodwill, use, data, or other intangible property, arising out of or relating to any access or use of the Verified Network including the Verified Wallet and the Site, nor will we be responsible for any damage, loss, or injury resulting from hacking, tampering, or other unauthorized access or use of the Verified Network including the Verified Wallet and the Site or the information contained within it.

Disclaimers

We do not guarantee that the Verified Wallet or the Site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programs and/or platform in order to access the Verified Network. You should use and deploy your own virus protection and security software. We cannot promise that the use of the Verified Network, or any content taken from the Verified Network, will not infringe the rights of any third party. The content and materials available on the Verified Network are for informational purposes only and are not intended to address your particular requirements or needs. In particular, the content and materials available on the Verified Network do not constitute any form of advice, referral or recommendation by us, should not be regarded as an offer, solicitation, invitation or recommendation to buy or sell tokens or any other financial services and is not intended to be relied upon by you in making any specific decision to buy or sell a token. We recommend that you seek independent advice from financial, legal and tax advisors before making any such decision particularly in light of the risks associated with digital assets. Nothing included in the Verified Wallet or the Site constitutes an offer or solicitation to sell, or distribution of, investments and related services to anyone in any jurisdiction. From time to time, reference may be made to data we have gathered. These references may be selective or, may be partial. As markets change continuously, previously published information and data may not be current and should not be relied upon.

Indemnification

You agree to indemnify and hold us and our officers, directors, employees, contractors, agents, affiliates, or subsidiaries harmless from any claim or demand, including attorneys’ fees and costs, made by any third-party due to or arising out of 1) your use of the Verified Network or 2) this agreement.

Governing Law

This Agreement shall be governed by substantive Swiss Law. If the Principal and/or Party entitled to collect resides abroad or has its registered office abroad, Zurich is the essential place of performance and the sole place of jurisdiction for any disputes that may arise from this Agreement. Otherwise, statutory jurisdiction applies.

Date: 10 December 2022